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May 4, 2025 at 12:38 pm in reply to: Friend took loans using my phone without consent. I’m drowning in debt. #3124MMegapragati4861
OP
May 4, 2025 at 12:38 pmThanks for the help.May 3, 2025 at 5:18 pm in reply to: Friend took loans using my phone without consent. I’m drowning in debt. #3127MMegapragati4861
OP
May 3, 2025 at 5:18 pmhe’s an software employee just like me in the same organisation. he earns double the salary i earn monthly. but for sure, he’s not a lost poor kid. and as all of these loans are all on my name, no way these loans apps help me transfer them on to him.May 3, 2025 at 5:11 pm in reply to: Friend took loans using my phone without consent. I’m drowning in debt. #3128MMegapragati4861
OP
May 3, 2025 at 5:11 pmHe has taken 2 lakhs loan from Finnable in Feb 2024. He has been paying dues on time till Dec 2024.But then in the 1st week of Jan 2025. He has taken loans from
KreditBee – 45k
MoneyView – 40k
Jupiter – 75k
Credit Card – 30k
Finnable: 1.80 lakhs ( Even though so far he paid 80k, total amount still left to be paid closes to this)May 3, 2025 at 5:06 pm in reply to: Friend took loans using my phone without consent. I’m drowning in debt. #3129MMegapragati4861
OP
May 3, 2025 at 5:06 pmDefinitely there are some of the mistakes I made here. To answer to your questions.1. He’s one of our closes friends. We share our mobile phones like we own each others.
2. We regret this is a mistake we did. As he’s assuring us he will pay back. We blindly believed. Now, we feel like things are our of hands.
3. For the first month EMIs, I didn’t even pay for the 20days of overdue. I was telling every loan guy. Its not me who used ur loan amount. They didn’t care. I had to pay.
4. This is worst part of my life. He installs every loan available on plays tore. He has already taken all the personal details he needed from me, I just gave him becoz i didn’t knew what he’s up to. For the photo or selfie, i will be busy in my office teams calls, he just comes to us and asks for a selfie and goes.
I all happened only for one silly reason. He is one of closest friends.
I did some of the stupid mistakes. But how can he just do that to me. And its not just me. He did just like this to 4 more friends all within 15 days period.
May 3, 2025 at 4:54 pm in reply to: Friend took loans using my phone without consent. I’m drowning in debt. #3139MMegapragati4861
OP
May 3, 2025 at 4:54 pmexactly that’s what happened.May 3, 2025 at 4:53 pm in reply to: Friend took loans using my phone without consent. I’m drowning in debt. #3130MMegapragati4861
OP
May 3, 2025 at 4:53 pmAnd its not just me. He did it to 4 of my close friends and roommates. We are close almost 6 years. But he now betrayed like this. He bets soo much. He lost a lot in bettings. To repay it, he used us as pawns.We already went to his home after 1 month of no payment. Their parents telling us like, “we gave around 15 lakhs to repay his some of the stupid loans he made. Now we dont have any money. You do whatever you all want to do, currently we are not in a position to pay”.
From that day onwards whenever we asked him for money, he just says “I will give ur money back if my parents give me. I never said I dont give u but I dont know when will I give you”
Just FYI, we both work in same company. different locations. If this can help to proceed with something legally.
I am going through a lot. I literally have paid almost half of his loans already.
Any kind of help is highly appreciated.
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