Proankit4597 PARTICIPANT April 26, 2025 at 7:24 pm
When I was going to buy health insurance for my parents, the agent was pushing Niva Bupa. Read about their claim settlement ratios etc. Was one of the lowest. Went ahead with Hdfc ergo. Have had no qualms with them whatsoever yet. Successfully claimed for one operation inspite of waiting period (for a different body part tho)