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UThese types of app based loan dispersals were recently banned in India. You can also file harassment complaint in local police station.UNo family could secure a 10 lacs loan 26 years ago without substantial income. That house is about 50-70 lacs now. Tailor who only repair clothes outside my building under a tree earns about 2 thousand daily.
A veteran tailor with own shop earns 4-5k average daily. And you’re applying for income certificate meant for people below poverty line with no land in their name and no roof over head, have to toil whole day to earn enough to have food in their bellies. That’s annual income of <90000.
Don’t become an engineer if your thought process is already like that, pull a rickshaw instead.
USell the house, let your parents make a fixed deposit of amount under their name making you and your son a nominee. You can also have them invest this in equity.File for divorce but you’ll have to prove the ground of divorce else can’t even get divorce in Hindu marriage. Stay separated from your wife in a rented place with basic necessities. Quit your job and join any tier 3 law college for a 3 years LLB.
Your fight will be easier.
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