I have a debt of 12L in personal loans and 3.7L in credit cards. My monthly income is 50K, and my EMIs amount to 47K. Being the sole earner in my household, things are challenging, but Iโm making progress every day. Hard work is the key.
Suicide is never the answer. Iโve been in that dark phase too, but money should never be a reason to give up. Instead, focus on learning how to manage finances betterโit truly helps.
Right now, the debt might seem overwhelming, but as time passes, it will become more manageable. Keep pushing forward, let time do its work, and focus on growth.