I didn’t want to include this in the main post, but the main trigger point that led him on this path was when he was supposed to leave for Singapore with his friends, but since he had lost the flight tickets money to a travel agent, he could not leave and did not know how to face his friends after this. He had also lost another friend’s flight money as well. He lost a lot of the family’s money too with his property scams, so he felt like he was unable to face both his friends and family and unfortunately the stress was too much to handle for him. If you’re here to ask questions on how this happened and how someone can be so stupid, please stop. The series of scams were so complicated and carried out throughout the course of 3 years and really well executed. Thanks for the replies.