User_725e3357 PARTICIPANT February 26, 2025 at 1:22 pm
Cibil gets refreshed every few months only. Also would suggest you to start using the credit card if you still have it (no mention of the same) and buy things on emi and pay it regularly. 6 months on you should be back on track. Or if you have already closed your savings account and opening in a new bank use that opportunity to get a new card based on the account or a fd backed card.