User_885d9fe2 PARTICIPANT February 26, 2025 at 2:00 pm
The stupidity at the best didnโt mind to check the tnc for the charges on the card and didnโt bother to check outstanding balance , I donโt think your card is closed unless you paid the outstanding balance. Donโt worry about the collection guy just pay the balance and assume it as charges for your expensive lesson you canโt escape it .
All this would have gone away if you have noticed tnc or else paid next year and closed the card they would have reversed the charges and asked you to continue using the card and close it next year