[User_9f2fbef1]

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User_9f2fbef1
PARTICIPANT
May 21, 2026 at 11:08 am

You should immediately file complaints with the RBI Sachet Portal, National Cyber Crime Portal, and your local police station, while preserving every screenshot, payment receipt, call log, and WhatsApp message as evidence. Many illegal instant loan apps continue harassment even after payment because recovery agents operate outside lawful RBI recovery guidelines. Don’t share OTPs or additional payments, revoke app permissions from your phone, inform close contacts in advance in case they attempt misuse, and send the company a formal written email demanding closure of the loan account and deletion of your personal data. If harassment or defamation continues, you may also pursue criminal and legal action for intimidation, extortion, and privacy violations.

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