[User_d8b5921b]

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User_d8b5921b
OP
January 16, 2025 at 1:28 pm

Thank you sir for your reply!

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[User_d8b5921b]

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User_d8b5921b
OP
January 16, 2025 at 8:22 am

This is hdfcbank.

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[User_d8b5921b]

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User_d8b5921b
OP
January 16, 2025 at 8:21 am

So it’s like 100 rs interest of July month on delayed payment amount.

As there was no payment done , they started charging late payment fees and interest on the previous balance and so on…

My friend didn’t notice all of this until he got a call for 5k plus…

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[User_d8b5921b]

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User_d8b5921b
OP
January 16, 2025 at 8:16 am

He is a close friend. But taking this lightly so just asking.

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[User_d8b5921b]

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User_d8b5921b
OP
January 16, 2025 at 8:14 am

Question here is can bank initiate an action like a law suite or police case? Cibil score is anyway gone – so he is not worried about it.

Also he had tried to settle it when this was 8k+ reported in Jan 2022 ish , however when he contacted the settlement email guy( must be recovery agency)- they mentioned that he will have to pay 19k ( including some legal fees) … So they are trying to extract as much as they can..

Are you a lawyer Sir?

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