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UYes, agreed. They’re just trying to meet some quota. Still doesn’t make it okay that he lied though.
He was presumably told by someone to say this buzzword to sell more cards. I blame that someone who told him mostly. I sincerely hope he rots in hell.
UWTF are you even talking about? Whom did I disrespect?And I’m defending myself because I’m in the right here. That doesn’t mean I didn’t take any lessons from this and obviously I posted here for advice.
UMy friend, I suggest you read the original post once again and re-read what you said above. You said.1. I should have called the customer service (I did)
2. I should have canceled the CC (I didn’t have to do that. They did it)
3. Cut it up (Yes of course I did)
You didn’t mention anything about paying the bill. I didn’t pay it. It was deducted from my account by them.
UCIBIL score plus the details I provided. Already I have disclosed too much personal info with my age and timeline.UProblem is that I don’t have any other credit card or loans. The only transaction record in CIBIL history is this 5k so my score is low.And FYI, it has been well over 15 days since they deducted the money. Its still the same low score.
U>If they had started charging you then the only thing you had to do was to call the customer service and cancel the CC and cut it up. That’s it. Nothing would’ve happened if you had done that.Did that. Still owe them 5k and that’s the reason for reducing CIBIL score
UI left it out on purpose. Since I’ve asked the bank if they can resolve it, I want to see how that would play out and revealing that might reveal who I am and which issue this is. That’s why I also didn’t mention the name of the bank.I’ll update it later on.
