[User_e14a14d5]

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User_e14a14d5
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February 27, 2025 at 4:02 am

>Child can claim property

Can the child claim if the father is a different person? In this case the child is from a different father right?

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[User_e14a14d5]

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User_e14a14d5
PARTICIPANT
February 27, 2025 at 3:59 am

NAL but an ex banker

First off, reach out to banking ombudsman like others said. If the same bank has ur savings and FDs, just visit the branch manager and tell him you are taking your business elsewhere. For just this 5k rs, there is a high possibility that it will be waived off and card will be canceled as it is not a big amount and change in comparison to lakhs in savings.

Secondly don’t worry about the CIBIL score. Within a couple of years, it will go to 0 or -1 if you don’t use any debt instrument during that time. Even if you do, regular payments will get your cibil on track soon enough.

If you plan to take loans and CIBIL is low due to this credit card alone, most banks won’t really mind it. You can show proof of funds in your savings during that period and that the claim that the amount was wrongfully charged will be considered by other loans (only personal loan might need a bit more convincing, but any secured loan will not be an issue)

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