User_ef1351b1 PARTICIPANT February 15, 2025 at 6:31 am
Cooperative bank + secured loan + high interest -> something doesn’t add up. Either you can negotiate and settle the loan or restructure it and pay the loan. Any specific reason not to pay the EMI?
User_ef1351b1 PARTICIPANT February 14, 2025 at 4:58 pm
Valid.16% may be an unsecured loan(personal loan).Most probably will reflect in the CIBIL score also. Visit the bank to get the SOA and loan details and settle the money.