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CThey are using pressure tactics. Don’t fall for that. Don’t get aggressive either. Stay calm and keep repeating that they should speak to the original person.CWhen they call, your father should ask directly: “Did I borrow money from you? Did you give me any money? No? Then why are you asking me? If you gave money to someone else, you should be asking them. This is not my problem. I don’t owe anyone anything, and I don’t even have money for my own emergencies.”
Also, make sure to file a formal complaint about this situation.
CANC headphones themselves don’t cause tinnitus in healthy ears, but how they’re used (volume levels and duration) can play a role in tinnitus perception.CYour car was damaged by another driver who fled the scene. While this is frustrating, consider if pursuing justice is truly necessary. You could file a case for the accident and his verbal assault toward your mother, a woman (he shouted terrible threats that left her shaken and fearful, add more ‘drama’ here), which would make it a criminal case. You could make him pay for the damages.Or, you might choose to let it go. Cars do get into accidents, and this was relatively minor. That’s precisely why you have insurance. File your claim and move on. It’s probably not worth the headache of multiple police station visits and court appearances.
We’re not in the business of teaching others how to drive or behave properly, and the time and stress involved might outweigh the satisfaction of justice.
Some people may tell you that you’ll lose your No Claim Bonus if you file a claim. But if you calculate it, it’s actually a small amount. Remember, the NCB discount only applies to the ‘own damage’ part of your premium, not your whole insurance cost. Yes, there might be other problems later when you try to get Nil depreciation (bumper-to-bumper) insurance after 5 years. Think about all these things before you decide what to do.
CAny idea on the procedures and how long it will take to settle a 3rd party claim?Getting money after another car hits your car in India can be very slow and difficult. If the insurance company rejects your claim or offers too little money, you may need to go to the Motor Accident Claims Tribunal, where a judge will decide your case, adding several more months or even years to the process.
CDo not vacate until you have the money in hand. Once you move out, you’re done. For he can keep delaying the payment as long as he wants.If you’re still planning to vacate, consult a lawyer first. Ask for a dated cheque or a promissory note, as advised by the lawyer.
Again, once you leave the premises, you’re completely at his mercy. Civil cases are painful, expensive, and can drag on for years before getting resolved.
CIn Kerala, if a valid PUC is produced within 7 days of receiving the fine, the fine will be waived.CThanks for sharing that. I honestly had no idea. It’s reassuring to know something like this exists in India, even if only for a certain group. I don’t really think they’ll bring prenups into the law, but I still hope they do someday.CI’m not a lawyer, but from what I’ve read, prenuptial agreements are not legally valid or enforceable in India. However, they can still serve as a moral or reference document during disputes. In some cases, they may carry persuasive value in divorce proceedings. For example, to reflect the original understanding regarding financial arrangements or alimony. But they are not automatically binding.I’m not sure which state you’re in, but since marriage laws in India are personal or religious and governed at the national level, state-wise validity doesn’t apply. The situation is the same across all Indian states. Please correct me if I’m wrong.
CI see your point about insurance, but I think you misunderstood me. I’m not against being prepared.I literally just advised to document everything. What I was trying to express is the frustration of seeing good people dragged through false allegations and endless court battles.CCongratulations on your upcoming marriage!Nothing says “we’re madly in love” quite like preparing legal defenses before you even say “I do.”
If you’re already seeing red flags that make you feel the need for all this legal preparation, maybe consider that the exit door is still available.
And let’s be real. If your wife-to-be decides she wants to make your life hell (as you seem concerned), no amount of legal preparation is going to save you. Indian family law isn’t exactly known for being husband-friendly when things go south.
But hey, since she’s “totally cool” with you lawyering up before the ceremony, maybe you two really are perfect for each other. Nothing builds trust like mutual suspicion!
CIf you agree to register the car in your name, be prepared to sell everything you own. Insurance won’t cover third-party claims if the car is being used illegally—like for rentals or as an unlicensed taxi. If there’s an accident and, say, a young doctor or a high-earning professional is killed, the compensation can run into crores. And guess who’s legally responsible? The registered owner.CExactly. If all he needs is a local address, this is the way to go. Don’t trust anyone blindly. no document he signs will make him legally liable. Only the registered owner is accountable in court.And people change with time. you know what I mean.
CIt was solely your responsibility to avoid the pedestrian. You can’t just assume people will see you and act accordingly. You are the one in control of the vehicle, and that makes you responsible for preventing accidents.Also, driving with the mindset that others should adjust for you is reckless. That’s not how road safety works. You’re supposed to anticipate mistakes and drive cautiously.
**There is no place for “I assumed they would do that” while driving.** You must anticipate others’ mistakes, prepare for them, and always maintain a safety cushion.
