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MI am sure, he is one of those Chapri if he didn’t go viral.
There are at least 10 lakh insta influenceers making a living out of it.
Success is secondary, trying is primary. With fame and money everyone looks genius. But without that, even jackie shroff was a Chapri..
MBhai ek chai wala, went viral and has met bill gates.New age entrepreneurs move around in shorts. Musk doesn’t own a home, rakesh jhunjhunwala met modi in an old without ironed shirt, founder of zoho lives in a village. The concept of class and dressing up is for boomers and modern slaves.
Don’t be mean to young aspiring india. You never know from where the next entrepreneur, celeb or influencer will come.
MYes. But such legal battles take decades and are costly for banks, not for you.Every Bank will settle instead of fighting a court case. Especially in such case. They know the media backlash in such cases.
As this is not mortgaged property, it will be very difficult for banks to seize property.
Also the Court hearing will cost next to nothing. If you wanna fight it out. After years, the court will give you the opportunity to settle the debt without interest. General precedent in such cases. As the original loan taker is dead, obligation of debt is on inheritance, not any interest or penalty thereafter.
MFirst check out the insurance policy on credit card. Major credit card providers have a death policy.Secondly transfer the property asap to next of kin and let the loan stand.
Once they send a legal notice, they will negotiate. They will waive any interest and penalty during settlement. Sometimes even portions of debt, if they realise they don’t have any means for recovery.
Basically, regular due collection team and settlement team are different in banks.
Once they lose all hope on collection of debt, they send it to the legal team to issue notice . After two three notices, The settlement process starts. Once that process start, you can ask to settle or fight it out in court. Generally bank avoid legal battles.
MYou should take refund. As I don’t encourage tax evasion.But access to sm doesn’t mean they can read your deleted chats.
MNo they will not trust..They will hopefully investigate.
If they find evidence or witnesses who confirm your story, they will prosecute..
MPay whatever is asked.. it’s a very serious offence, and get your name out of investigation asap..I have freind with similar issue, it’s been 10 years and he is still attending court to prove his innocence
