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SYeah, sorry. That luggage is gone. This is not EU where they pay you compensation. Nothing to get. If you complain to DGCA, they will ask for a response and keep quiet.S1. Any uncollateralized debt like credit cards, PLs, etc are wiped out. No bank or finance company can demand the family pay it.
2. Any collateralized loan like jewel loan or home loan can be handled two ways: the nominee or the legal heir can repay the loan and get the assets or let the bank/FI sell and close., Either way, the family is not responsible if there is a shortfall.
SI had an outstanding CC debt in Singapore in 2007.
Didn’t pay it as my employer had removed me without notice or lending pay.
Returned to India.
Citi asked me to repay the outstanding debt. Told them to go fuck themselves.
They tried collecting in India through their branch.
Complained to RBI ombudsman about illegal and fake CC charges when I didn’t hold a CC in India.
Citi quietly stopped contacting me.SThe loan is not in India. At best they can file a civil case in Kuwait to get you to pay. They are just trying to scare you to pay a loan they know it’s not legally tenable in India. If they could have filed a civil or criminal complaint in India, they would have already done that. They can’t. So they are trying to scare you.SDon’t bother to respond or pay. If the amount is not large, ignore and tell the caller you are filing a harassment case.SYeah and that will benefit only the lawyers. Without a written contract, loans can’t be enforced if the alleged borrower doesn’t confess in court.SSadly no. If the criminal has a good lawyer, he will go free. Your money is long gone. Best is to ensure the criminal accidentally suffers a fall, frequently, and has brain damage. Or broken legs.
