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IAs you have seen, the person can easily use VoIP services and spoofed numbers to call you, so the police are unlikely to be of much help in this situation.
You need to identify who the person is. To do that, obtain the loan account number and the details of the lending partner from him. Then, reach out to the lending partner directly, both via phone and email.Be sure to include the nodal officer or grievance officer in your communication. You may also contact the Banking Ombudsman to ensure your complaint is taken seriously.
IYour actions, although understandable within the moment and considering the broader context involving your sister, were still unwise. The fact that you preemptively carried a weapon (the bat) does not reflect well on you.Now, since during the tussle your brother-in-law has been seriously injured to the extent of requiring surgery with metal plates, he could easily implicate you under the following provisions:
1. S116, 117(1), 130, 109, 190, 333 BNS,
2. S25 of the Arms Act, Moreover, your uncle and father could also be named as co-conspirators in the matter.Your sister and her actions against the brother-in-law are a separate thing.
II handled a similar case three months ago, where a newly married wife was creating trouble in the home.
In such cases, we need to be reactive rather than proactive, we can only prepare to defend ourselves.Here’s what was done:
1. The family was asked to document and journal, with specific details, whenever the daughter-in-law fought.2. They documented any calls, texts, or any sort of communication.
3. We installed CCTV cameras in the house. These were safely installed in common areas such as the drawing room/hall, kitchen, and any other room where the wife did not primarily sleep.
In this particular case, as the wife was very troublesome, the whole family not only agreed to the surveillance but actually requested to be put under CCTV monitoring themselves.
Now, whenever a dispute occurred, the husband would come out of the bedroom and sleep in the drawing room. Eventually, he started sleeping in the drawing room altogether. The family would do the same to avoid further confrontations.The daughter-in-law started abusing the presence of the CCTVs. She would initiate fights at random times to disrupt the whole family’s sleep. This negatively impacted the husband’s father, who had to be hospitalised due to blood pressure issues, in which her actions played a role.
Eventually, the CCTV footage and the documented journals were used to seek a divorce on the grounds of cruelty.
Under pressure and threats of trumped-up charges of elder abuse, she agreed to a mutual divorce. The case is currently under procedure, but she has so far kept her word not to file any further cases.IWas the store’s name **Sukhmani Mobio**, by any chance?I also had the same issue with Amazon recently, a pre-activated device being sold as new, even though it came in a sealed box.
Similarly, I only found out about it when I went to claim the warranty for my device from the OEM.IThe Supreme Court allows the husband to sue you for damages to his married life, but it is very rare that a person reasonably does so and is able to prove it.It is much more likely that you have been scammed. The money you have given as “help” is gone and now the woman wants a big amount.
IThe widow may not be directly obligated in the legal sense; she can choose not to maintain any relations with the in-laws.
At the same time, the in-laws potentially could:
1. Initiate proceedings u/ S144 BNSS against the daughter-in-law.
2. Initiate proceedings u/ Sr Citizens Act against the daughter-in-law.
3. File for visitation rights u/ Guardian and Wards Act for the child against the daughter-in-law.Unless the daughter-in-law is able to prove physical/mental abuse concerning the child, the courts usually look favourably on such petitions. The in-laws could claim that the grandson is the last living relative and vestige of their deceased son and It could be framed under “wholesome family interactions” and may be deemed in the best interest of the child.
One of the effective ways to resist this is to make it logistically disruptive in the child’s life, such as moving to another city. However, even in that case, a good advocate representing the in-laws can mitigate the impact, and concessions could still be allowed.
I1. This depends on the nature of the property, whether it is ancestral or self-acquired.2. The aunt can transfer her share to your brother, and your brother can then claim it from your father, provided the aunt does so legally using a valid legal instrument such as a gift deed, relinquishment deed, or a family settlement agreement.
I1. Ideally, you should file for annulment in the respective family court. It would be necessary to demonstrate that she married your cousin under pressure from her parents and did not genuinely consent.
The fact that the marriage has not been consummated can further support the case for annulment, as it may be indicative of the girl’s lack of willingness to enter into the marriage.If the court is not satisfied and does not grant the annulment:
2. Proceed with a mutually agreed divorce. If that is the case, make sure there are no hostilities and avoid contesting it unless absolutely necessary. Otherwise, it can get ugly and costly very fast.
3. No, unless you are 99.99% sure and it is merely a formality to even ask, you should not ask for compensation, especially in court.
You’d be lucky to retrieve whatever you had gifted to her in an amicable divorce. But be aware that if pushed, she can legally claim all of it as stridhan and ask for more.IThe CCE is right here; the warranty of the product starts from the date of purchase. The date of manufacture does not play that significant a role in the case of electronics, as it is often the case that older models are sold at a discount to account for their lack of currentness.IYou are an adult, these are your rights.
Now, it is up to you if you are willing to exercise them.IThis seems more like a scam; the establishment’s employees have leaked your contract details or are probably calling you themselves to extort money from you.I1. According to the Indian Majority Act, once you are 18, you are legally an adult and have the right to make decisions about your life. So, no one can force you.2. u/ Art19(1)(d) of the Indian Constitution, you have a guaranteed right to move freely throughout India. This includes the right to leave the country.
Based on these, if the police or any other authorities contact you, you can assertively tell them you are leaving of your own free will.
3. Now, being accused of theft is another matter, so document and only take what you can prove is yours when leaving. If it comes to it, you may also choose to file a wrongful confinement complaint against your parents.
4. Leaving the state and flying can help, but it also adds another layer of bureaucracy, which, if the system is engaged, will only add complexity.
II would advise you to read my earlier comments. I have written in-depth about the rights of defaulters and the duties of recovery agents.IRecovery agents’ interactions are strictly governed by RBI guidelines, especially when the defaulter is female.TPAs are not permitted to shout or use unprofessional language, let alone abusive or suggestive language. If they do, both the bank and at least the agency employing them can be held responsible.
To circumvent this, agents are often encouraged not to reveal their employing agency and instead say they are acting “on behalf of XYZ bank.” This creates a connection just strong enough to attempt recovery, but not clear enough for action to be easily taken against them.Defaulters are within their rights to refuse any such contact if the agent does not provide proper identification or a valid DRA number.
I would advise you to email the bank’s grievance officer/nodal officer, and also include the RBI Banking Ombudsman in your attempts.
You can also file FIRs against the offending agents.
