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RThey have no legal basis but they can close your chimney exhaust. There is no legal basis for you to fight for this either.RBTW it looks like a fraud bank. What is the rate that enticed you to get into this shit instead of SBI or something proper?RIf you had sufficient balance on the day of EMI deduction, immediately raise a grievance in the channel provided by the bank (usually a zonal officer or someone) including their threats of requiring you to pay only at bank with the bank employee name. Fire an email to this [email](https://www.newindiabank.in/nodal_officer.html) id with all details.
Keep raising the level after period mentioned this document in case of non-resolution or non-satisfactory resolution as per this [chain](https://www.newindiabank.in/pdf_new/bank_policies/Grievance_Redressal_Policy.pdf).
That employee whoever shouted at you will come to you begging and understands that the bank is not their fiefdom.
After they are taught their lesson, move your loan to another bank.
RBetter pay 2L to the MLA’s allies and get Jagadeesh back. Then there would be some chance of recovering the 22L + interest. Otherwise all the money is gone.
Viewing 6 posts - 1 through 6 (of 6 total)