Forum Replies Created
-
Posts
-
WYou can join arunodaya law college, near bangalore university.
It’s an evening college. No much hassleWAs far as I’m aware of ckyc/RBl regulation on KYC AML doesn’t specify to identify/classify the individual based on religion and category.
If you could share the guidelines where the regulator specifies the banks need to collect these data points it would be of great help to me.Wdid the company send you any legal notice? is your UAN created? Does your PF account show the new employer name?
if no, leave the company and move ahead, no need to worry.
they can’t even justify the year’s salary to be paid, they wouldn’t even have started giving trainings to you. just take a chill pill,If you get a legal notice then respond to it with a help of a good lawyer
WBank can’t sell the property without giving notice. property needs to be auctioned, they can’t sell it to anyone and however they wantsettlement will happen on the total outstanding.
WIf you say there is pension there will be a credit amount in your grandfather’s account, passbook would contain the information, please ask the bank manager to provide you copies of the loan application, documents submitted to avail the loan,
Bank might say you settle the amount first and then ask the documents but be you need to be aware of the customer rights,
if your father is not an co applicant bank won’t respond to him,
please take your grandfather and ask for the copies of the loan application and documents submitted (documents recitals), and the amount that is getting credited to loan account statement of loan account.WEven with the proof of sexual relationship your friend wont get custody of the minor daughter.
he may get better visiting rights during the course of divorceWyou need to visit in person EPFO and submit your complaint in that case.
please have a copy of salary slips which clearly shows PF is getting deducted, submit the same, please take acknowledgment from the officer to whom you are submitting the complaint,
please ask any of your colleagues who have UAN to file an online complaint in the meanwhileWplease check if the layout is regulated or unregulated, if the plot is in unregulated layouts list, then whatever you do (bribe) you cant get ekatha.
before purchasing a property you had to get legal opinion from lawyers hope you have one.Wpost the same notice in the review section and say them do whatevr you want. this will help lot of students to stay away from such companiesWthis account had to be classified as NPA long ago, but as your grandfathers pension was getting credited the same has been adjusted towards the loan amount, now you can either change the pension getting credited to pnb account to some other bank account other than pnb, and make sure the loan goes bad, NPA (no interest/ principal served for 90 days) from 91st day bank classifies your loan as NPA and no interest can be accrued, your grandfather cibil takes a hit, if your father is co applicant then bank will come behind him, once loan is classified as NPA the recovery agents will come behind asking you to regularize the account by paying interest amount atleast, 3-4 months you start to get notices from the bank, keep saying that you will pay the loan amount, finally some recovery agent will say lets settle this account, bank will call you for settlement there you need to pay less than what you have availed, they might settle the account for 50%-60%
If you settling the account please note same will reflect in cibil records of the borrower, they might not be able to get loans in the futureWPlease follow the below stepsfile a complaint with the EPFO, you can do it online or visit the office in person
1. Go to the EPFIGMS portal at [epfigms.gov.in](http://epfigms.gov.in)
2. Click on the Register Grievance tab
3. Enter your UAN, security code, and click Get Details
4. Enter your personal details
5. Select the type of complaint and provide a description
6. Upload any necessary documents
7. Click Add and then Submitshare the proof of pf deduction ie salary slips, and from how many months the pf hasn’t been credited, you are entitled to get the pf with interest so dnt worry, share the documents with the EPFO, they will take necessary steps against the company as these are necessary compliance.
is this happening only to you or other employees too?WFor loans without collateral(personal loan, credit cards) you need not worry, just reply to the notice by sharing the death certificate ask them to close the account from their end.
even if the banker asks to pay the minimum amount even after death of a person, please take the same over an email, you can raise a complaint to banking ombudsman.Banks might try to ask you to pay from the amount that your father might get (Full and final settlement, leave balance encashment or any insurance amount to be paid, but don’t pay a dime.
Please take all the amount (any amount that he may receiver in the future FNF, PF etc) in the legal heir’s account and never in your father’s account, make sure no amount is credited to your father’s account, as bank would have marked lien.
If death is accidental then most of banks debit card and credit card would be having accidental insurance, you can claim those. please check with the bank as most of the ppl never look into details of the cards.
Even the salary account maintained by the bank have insurance for the person please check the same with the banks,
